28 Sep 2016

Some Closing Thoughts on Closings

mortgage-application-form
A common question I often hear from homebuyers is this: How much closing costs will I need to pay? First of all, good question. A smart homebuyer asks questions to fully understand the process and their financial and legal obligations. But while many people have purchased a home - or multiple homes - few can actually detail what they paid in closing costs (without digging out paperwork.) Here are the basics. Every mortgage loan has closing costs. They can be paid by the borrower, the lender or a combination. Sometimes, the seller even agrees to pay a portion of the closing costs. If the mortgage lender pays the closing costs, the borrower will pay a higher interest rate. The rate will depend on...
Continue reading
26 Sep 2016

Garden Tips for Fall in the Carolinas

fresh-grass-lawn
While spring is the best gardening time in many parts of the country, fall in the Carolinas is an excellent time to plan and plant for year around beauty and enjoyment. Now is the time Now is the time to embrace fall flowers such as snapdragons, ornamental cabbages and mums. Pansies and violas will give you a fall show that carries on until next April, so don’t be shy about bright colors and big quantities. Improve soil with compost before planting and fertilize monthly for best blooms. Now is the time, as well, to shop garden centers, where you may find huge mark-downs on perennials or summer bloomers that can be planted now for flowers next summer. Planning your garden ahead could save...
Continue reading
21 Sep 2016

Take a walk through the neighborhood

little-girl-riding-scooter
Hop in your car, jump on any major highway on a weekday morning, and you'll see why homeowners are increasingly preferring to live in walkable communities. Honestly, we're tired of the traffic, know that driving isn't good for the environment and have come to terms with the fact that hours confined to our cars is time not spent doing healthy things for our bodies or our lives. According to a recent Home Design Trends Survey by the American Institute of Architects (AIA), homebuyers prefer walkable communities and those with easy access to public transportation. A similar survey of consumers by the National Association of Realtors® also found that walkable communities are growing in popularity among Americans, especially Millennials. But it's not just...
Continue reading
Follow

Get the latest posts delivered to your mailbox: