14 Mar 2019

17 tips for selling a home

Much like buying a first home, selling your home can be tricky if you don’t know what to expect. From staging to showing your home there’s a lot to navigate, so we’ll walk you through the entire process, step by step. 17 tips for selling a home Tip #1: Find the right real estate agent Your first step is to choose the right listing agent. You’ll need someone who can leverage their expertise to get your house sold, and this is certainly no small feat. During the listing appointment, the right agent should present you with a full marketing plan as to how they plan on successfully selling your home in a timely manner and for the right price. You’ll also want someone...
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8 Mar 2019

Home buying: What is a Homeowners Association?

If you’re looking to purchase a home, condo or townhome in a planned neighborhood built post 2000, there’s a good chance you’ll need to become a member of it’s homeowners association (HOA.) And if you’re new to the home buying process, the question “What is an HOA?” may be coming to mind right about now. What is a Homeowners Association? A HOA is an organization that determines the rules of the community it manages and ensures that community rules are followed by all residents. These types of rules may cover issues such as exterior paint color, whether you can have a satellite dish, the size and type of pets permitted, permissible types of fences and types of vehicles allowed to park...
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28 Feb 2019

What is a mortgage?

It's a good idea to know the ins and outs of a mortgage before you sign one, so let's dive into what it is, what it's made of, and how to pay it off. Simply put, a mortgage is a real estate loan. You get a mortgage from a bank or lender that allows you to purchase a home, and that new home serves as collateral for the loan. This means the bank or lender can take your house back if you fail to pay off the loan according to the terms of the mortgage. A monthly mortgage payment has four pieces: principal, interest, insurance and taxes. What is principal? The principal is the total amount you borrowed, less any payments you've made toward that amount....
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