12 Feb 2019

Down payment gift guidelines

down-payment-gift
Remember when you were little and grandparents asked you what you wanted for your birthday? You likely handed them a detailed list of toys and clothes you’d like to add to your growing collection. These days the answer to that same question is probably a little easier: You’d like cold, hard cash. How does the line go? Oh yeah. Show me the money! Why? Because being an adult is expensive, Grandma. And because you’ve been saving every last dime for a down payment so you can give your roommate a 60 day notice and get your own place. Down payment gift money What is down payment gift money? When it comes to buying a home, a down payment of 20% is the amount lenders prefer. However...
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4 Feb 2019

First time home buyer programs in North Carolina

first-time-home-buyer-programs-in-north-carolina
You only get to buy your first home once. Why not make it as stress-free as possible? With that goal in mind, we've put together a list of what you need to know about the national and statewide programs available to first-time home buyers in North Carolina. One of these six options could help you achieve the milestone of first-time home ownership. Which one looks like it's right for you? First time home buyer programs in North Carolina NC Home Advantage Mortgage First-time home buyers in North Carolina can benefit from the stable, fixed-rate mortgages offered by the NC Home Advantage Mortgage. Managed by the North Carolina Housing Finance Agency, the program also offers down payment assistance up to 5% of the total loan. And...
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24 Jan 2019

How to find a real estate agent

how-to-find-a-real-estate-agent
You’ve made up your mind, you’re ready to buy or sell a home. But where do you start? First up on your checklist is finding a Realtor®. But not just anybody, you need to find the Realtor that’s right for you. After all, this person is going to be your biggest ally, your confidant and your self-appointed BFF throughout the home buying process. Choose wisely. Why do you need a real estate agent? Sure, you have the option to buy or sell a home without the assistance of a licensed Realtor, but this isn’t your parent’s housing market. Thanks to the vast amount of information available to you via the Internet, you can search for homes while simultaneously binge watching your favorite show...
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