26 May 2017

Do you wanna buy a house? Here’s step 3: Pick the right one

Ah, the fun part--finally. We’ve got a lot to cover to get you ready to ace the home search process like a pro, so we’ll get right down to it. Step 1. Make your wish list Wanted: Charming 1950’s-style bungalow. Open floor plan, updated kitchen and bathrooms and space for furry friends to roam around outside needed. Must be within walking distance to grocery stores, shopping and restaurants. When you close your eyes and think about what your future home looks like what do you see? Whatever you desire, write it down--and don’t forget to bring this along with you during the house hunt! Here’s some common factors you might want to consider while you create your list: Style: Is there a particular look...
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24 May 2017

Life in the fast lane

Jesse Samples Jr. never planned to become a race car driver. But the road of life brought some exciting twists and turns that sent Samples, now an Allen Tate Realtor®, on a high-speed journey most could only imagine. At 4, Samples was given a go-cart by his uncle, who helped manufacture carts sold through the Sears catalog. Samples was too short to reach the pedals without extensions and learned to ride in his grandparents' yard. A few years later, Samples' parents divorced and he lived with his father in Charlotte. They spent the weekends riding go-carts but entered some local races for fun. That year, they won the local track championship; the next, they won state championships in North and South Carolina; and...
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23 May 2017

What you need to know about a home appraisal

It’s a busy market in the Carolinas, but if you’re a buyer with a contract on a house, you may be scratching your head at the to-do list. For instance, why is there an inspection AND an appraisal? “Yes,” said Lisa Green, Vice-President, Origination, Allen Tate Mortgage, when I talked to her last week. “It’s important for a buyer to understand the difference between a lender appraisal and a home inspection. In fact, one of the most common real estate misconceptions is that a bank appraisal and a home inspection are one and the same.” “First, if you are paying cash for a house, an appraisal is not necessary, unless you just want to have one,” she said. “An appraisal is a professional opinion...
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