24 Oct 2016

Halloween safety tips to take the fright out of the night

Halloween is a time to stir up some scary good times. Welcome guests and trick or treaters by ensuring their safety and fun. 1. Clear your porch and driveway of debris such as loose gravel, slippery moss, leaves, etc. It’s “acorn season” in the Carolinas, which means walking on your paved areas could be like walking on marbles, so remove those, as well as flowerpots, garden tools, hoses, bikes, toys, shoes and whatever else could be a safety hazard. 2. Secure any loose railings, steps, stepping stones, pavers etc. You’ve been meaning to do that, anyway. 3. Turn off the sprinkler system. Easily overlooked, but hard to forget. Remove sprinkler heads temporarily if they pose a tripping hazard. 4. Keep pets inside in their...
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21 Oct 2016

Curious About Housing Activity In Your Neighborhood? #FlashbackFriday

Every homeowner is curious about home values in their neighborhood and how the current market activity may be affecting their home’s value. At Allen Tate, we’ve made that really easy for you! “Market Report” is an exclusive tool developed by our firm to keep you abreast of real estate activity in your neighborhood. It provides a summary of all the properties for sale, properties under contract and recent sales. It allows you to link to full property details on each home including photos, and then summarizes all the statistical data for the properties included. We currently send in excess of 86,000 Market Reports monthly to homeowners who have subscribed to the report. It’s like receiving your stock investment portfolio statement every month –...
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17 Oct 2016

A discussion about deductibles

If you have any kind of insurance - and who doesn't - you have likely paid or at least, discussed a deductible with your insurance provider. The basics are pretty easy to understand: You, as the policyholder, agree to pay a certain amount or percentage toward the overall claim paid by your insurer. In the case of auto or home insurance, the amount of your deductible usually ranges from a few hundred to a few thousand dollars. But why do deductibles exist anyway? It's a matter of shared risk. The insurer pays the claim, and in turn, you are rewarded with a lower insurance premium. Generally, the higher the deductible, the lower your premium cost. While it may not seem like much,...
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