Our Partners in Education

20 Oct

PrintFor 17 years, Allen Tate Company has made a commitment to supporting public education in our local communities through its annual FUNday event.

This fall, we held four regional events, in Greenville, SC, and Greensboro, Raleigh and Charlotte, NC, with more than 1,000 people in attendance. Among those in attendance at each event were our valued business partners and vendors, who share the Allen Tate Family of Companies commitment to public education and generously sponsored our events.

Without these valued partners, FUNday could have never become a reality. Over the years, FUNday has raised $1.38 million – and that’s not counting 2014 monies that are still being tallied.

Please join us in extending a big “Tate thank you” to our FUNday 2014 partners across the Carolinas. We’re honored to call you our friends.

  • 2-10 Home Buyers Warranty, Advanta Clean of the Piedmont, Alert Construction and Energy Solutions, Amanzi Marble & Granite, America’s Choice Home Inspection, Artisan Graphics, Automated Shredding, Inc., AV Homes, Bank of North Carolina, Bonterra Builders, Brentwood Carpets and Bunch & Associates.
  • Canon Solutions America, Carolina Realty Signs, Chaney Properties, Charlotte Observer, Charlotte Residential Services, Closet Pro, Coley Law Firm, Coltrane and Overfield PLLC, Crown Communities, Donato & Grewal, Doncaster – Ashley Vaughn and DR Horton.
  • Evans Coghill, Gate City BNI, Got You Floored Inc., Greensboro News & Record, Greenville News Media Group, H&H Homes, Home Inspection Carolina, J. Terry Laws Attorney, John Wieland Homes, Julie’s Jewels and Gifts, KB Homes and Kimberly E. Fox, PLLC.
  • Leith Land Rover Jaguar, Lennar Homes, McMillan & Psaroudis, PA, News & Observer, O. Henry magazine, Office Depot/Office Max, Our State magazine, Peachtree Residential Properties, Piedmont Service Group, Pillar to Post Home Inspectors, Professional Home Staging and Quantum Digital.
  • Randy Carson, Realtor.com, Red Wolf Vodka, Renovatia, Rite Rug, River Run, Riverwalk Carolinas, Ryan Homes, S&D Coffee & Tea, Samantha Terres, PLLC, South Law Firm and Superior School of Real Estate.
  • TelWare Corporation, The Terry Law Firm, TMC Property Solutions, Tony DiPasquale Law Firm, Traton Homes, Triangle Imports, True Homes, Two Men and a Truck, United Laser, United Printing, Verizon, WCNC, Wendell Falls, William & Fudge and Winston-Salem Journal.
Pat Riley
President and Chief Operating Officer, Allen Tate Company

Luxury on the Carolina Coast

16 Oct

10.16.14 beachOne of the great perks of living in the Carolinas is the proximity to some of the most beautiful beaches in the country. Whether it’s the lure of year-round golf, fresh seafood right off the boat, coastal architecture or simply the crisp ocean air, many people just can’t get enough of coastal living and purchase a vacation home, or even a permanent residence, in one of the many communities on the coast. Sunset Beach, North Carolina is no exception.

Perhaps that’s why Southern Living magazine has chosen it as the site of their next Custom Builder Program Showcase Home. Is it time to follow your dream of owning a home near one of the Carolinas’ beautiful beaches? If so, contact Allen Tate Relocation at 800.277.6901 for help making that dream a reality.

Estate in Sunset Beach Chosen as Luxury Showcase Home

A property in the luxurious Thistle Golf Estates community of Sunset Beach, North Carolina is being designed and built by Whitney Blair Custom Homes, and will be the designated Southern Living Custom Builder Program Showcase Home. (Continue reading …)

You Get What You Pay For

14 Oct

10.14.14 InsuranceWe are all looking for the best deal. However, the lowest price is not always the best option.

In today’s insurance environment, many people are searching for an insurance policy based on price. Television and radio commercials bombard us with tempting claims of quick turnaround and “immediate savings of at least 10 to 15 percent” on premiums.

While such value propositions are attractive, we need to ask “What am I getting for this low price?” As an insurance professional for many years, I can assure that you are not getting nearly as much as you think.

Let’s look at auto coverage. As trusted insurance advisors, we often see minimum limits of liability coverage when it comes to automobile policies. Most consumers think they are adequately covered in case of an accident, based on the fact that they purchased insurance. But we don’t consider whether we have enough coverage for ourselves, our passengers, or other vehicles involved in the accident.

One coverage area frequently touted for “premium savings” is property damage. This is the part of your policy that will pay for damage you cause to someone else’s property.  Say you elect a lower property damage limit to save money. Then you’re driving down the road, and the driver in front of you hits their brakes. You hit their car (it’s only a few months old) and the vehicle is damaged enough to be considered totaled.

That lower property damage limit you elected to save money? It might not be enough to pay to replace that new car – and you will pay out of your own pocket to cover the difference. The $50 per year you saved has now cost you thousands of dollars.

If you want the best value from your insurance – and not just the best deal, here’s my best tip. Review your coverage annually with your trusted insurance advisor to make sure you are adequately protected in the event of a covered loss. Don’t be tempted by offers that seem too good to be true.

And let me leave you with this. If you were looking for a new car, would you purchase the cheapest option? We put hours of thought and research into buying a car, a television or even a cell phone. Insurance should be no different. When it comes to insurance, you get what you pay for, and bargain insurance could leave you broke in the long run.

Robin Price
Vice President of Sales, Allen Tate Insurance

Wine Time in the Carolinas

10 Oct

10.10.14 Wineries in the CarolinasIn the past, you may have believed the only wine country was on the West Coast. But in the last few years, the Carolinas have started making wines of all varieties, from grapes grown right here, with experienced vintners and proven wine-making methods.

North Carolina currently has 145 wineries and 400 commercial grape growers and ranks 10th nationally in wine and grape production. The Upstate of South Carolina also has several wineries worth a visit.

Wine Trails

As a result of the regional enthusiasm for the fruit of the vine, numerous “wine trails” have been mapped for tourists and natives alike to explore and enjoy a new taste of the Carolinas. While a designated driver may be a good idea, embark on a journey via one of these trails for a fun weekend outing and discover your new favorite, whether white or red, sweet or dry.

Festivals             

To celebrate the grape, seasonal festivals have blossomed all over the Carolinas. Shine to Wine is celebrated in North Wilkesboro, NC, and Euphoria Greenville in Upstate South Carolina is billed as an “event for food, wine and music lovers across the country.” The North Carolina Wine Festival takes place in Tanglewood Park in Clemmons, NC. Check their websites for festival dates.

Wine for everyone

From big producers to boutique, you’ll find a wine you love made right here in the Carolinas. Some of the largest North Carolina wineries open for tastings and tours include Shelton Vineyards near Winston-Salem; Biltmore Wines at the Biltmore Estate in Asheville; and Childress Vineyards outside Greensboro.

In the Upstate, tastings are available at the 12-acre City Scape Winery in Pelzer, SC. You can enjoy lunch and a glass of vino made right in Cleveland, SC’s Victoria Valley Vineyards

Click here for a complete list of wineries of every size throughout the Allen Tate footprint in North Carolina and South Carolina.

The Millennial Gap

8 Oct

10.13.14 Millennial couple with house plansFor decades, builders based their business on the premise that young adults graduated from college, got a job, bought a starter home, lived in it for 5-7 years and then moved up. Roughly every 5-7 years, they moved again – and that was the new home “food chain.”

Builders had this great pool of potential buyers that would scarf up their entry-level homes and start the process of buying new homes for the next 30 years.

In the past decade, that process has changed, with the Great Recession redefining how Millennials (age 18-34) feed that food chain. The Millennials now graduate from college with mounds of debt. The majority either move back with Mom and Dad, or rent a home or apartment – creating a hiccup in the normal progression.

But it’s not just college debt that is delaying the Millennials’ entry into the new home chain; it’s a whole list of things. Entry-level homes have increased dramatically in price; mortgages have become more difficult to obtain; and young buyers choose to rent locations closer to their work and play, with resort-quality amenities.

So when will the Millennials jump back into the new home game? The National Association of Home Builders recently surveyed 1,000 of 18-29 year olds and this is what they found:

  • 8.3 million new Millennial households will form over the next 5 years.
  • 75 percent believe homeownership is an important long term goal and 73 percent believe it’s an excellent investment.
  • 74 percent plan to move during the next 5 years.
  • 36 percent expect to be in a single-family, owner-occupied home.

While the dynamics have changed on how and when Millennials will select their next home, the American dream of home ownership is still a burning desire. Builders will need to figure out how to address the affordability factor and offer these young buyers the “wow” factor and location that they get from being renters.

Mike LaRuffa
President, Builder Services Inc.
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