Ashley Bryant, Author at blog.allentate.com

5 Jun 2018

In today’s fast-paced, blink-and-you’ll-miss-it real estate market, buyers need all the help they can get. Many prospective buyers exasperated from losing bidding war after bidding war are looking for something—anything—that will help their bid stand out. So if you’re about to pick up a pen to compose a heart-wrenching letter to the seller of your dream home, read this first. Would it surprise you to find out that shopping locally for a mortgage is actually one of the best things you can do when it comes to having your bid accepted? “A lot of people think that the highest bid is the one the seller automatically chooses— and ultimately there’s a lot more to it than that,” says Allen Tate Mortgage’s...

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3 May 2018

5 mistakes sellers make

by Ashley Bryant

Selling

If you thought the 2017 housing market was hot, get ready for a scorcher in 2018. And while this year’s market will continue to be a warm day at the beach for sellers, there’s still mistakes to be made. Receive top dollar for your home when you avoid these five most common (and costly) missteps. Not working with a Realtor Often times a seller’s market fools people into thinking they can make even more money by selling their home without the help of an expert. “Not so fast,” says Allen Tate Realtors President, Phyllis Brookshire. “Don’t underestimate the value of letting a professional sell your home. Realtors know the housing market and understand how to correctly price your home; in fact, the...

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12 Apr 2018

Learn how to buy a home with gift funds

by Ashley Bryant

Buying, Mortgage

Remember when you were little and Grandma or Grandpa asked you what you wanted for your birthday? You likely handed them a JCPenney or Sears catalog with one or two (or 10, if you’re being honest) dog-eared pages of toys you’d like to add to your growing collection. These days the answer to that same question is probably a little easier: You’d like cold, hard cash. Why? Because being an adult is expensive, Grandma. And because you’ve been dying to give your roommate a 60 day notice and get your own place. Using gift funds to purchase your first home? Then you need our guide. Who can you receive a gift from? If you’re going the Fannie, Freddie, or VA Mortgage (conventional loans) route,...

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13 Mar 2018

6 ways to save for a down payment

by Ashley Bryant

Mortgage

Chances are you’ve heard a rumor that buying is actually cheaper than renting, so I’m here to set the record straight: In the long run, buying actually saves you a whole lot of cash. Of course, if you’re a newbie to the career world and just starting to learn what it’s like to not pay overdraft fees, (thanks, college) buying a home is likely easier said than done. So how do you go about saving for a home? Keep reading; you may discover it’s easier than you think. Learn about your options, first First things first, it’s a good idea to meet with a mortgage consultant to figure out what loan options are available to you. As a first-time homebuyer, you likely...

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8 Mar 2018

6 most common mistakes homeowners make when hiring a General Contractor

by Ashley Bryant

Homeownership

Whether you’re getting ready to tackle your outdated kitchen or fixing up your home to sell, you’ll likely need to lean on the expertise of a general contractor to get the job done. Here are the six most typical mistakes homeowners make when it comes to working with a GC and how you can avoid them. Not getting referrals Don’t go with the first contractor you google, but rather ask around for a better experience. Ideally, your efforts will hopefully provide you with a list of three to four candidates. If you’re unable to get referrals through trusted sources, use sites like Angie’s List, Houzz or NextDoor to help you find the right person. Just be sure to evaluate these recommendations carefully...

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23 Jan 2018

Thinking about buying a home? Do this first!

by Ashley Bryant

Buying, Mortgage

For many, the first stop on the train to homeownership is looking for homes online. But what if I told you that thought process was all wrong? Contrary to popular belief, smart homebuyers resist the urge to start thumbing through properties on their favorite home buying app before they have all their ducks in a row. Wanna be like your smart counterparts? Keep reading and ace this whole home buying thing. Build up your savings This might seem like an overly obvious first step, but many first-time buyers don’t realize just how much savings they’ll actually need. Beyond the down payment— which can range between zero to 20%, with a myriad of options in between depending on what loan program you can...

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18 Jan 2018

Winter curb appeal hacks

by Ashley Bryant

Homeownership

The winter months can be a great time to sell—inventory is low and demand usually outweighs the amount of homes on the market, creating a seller’s paradise. And if you’re selling your home, you know what good curb appeal can do to help sell your home. Making your home visually attractive is easy in the spring, summer and even fall, but the winter—now that’s tricky! Struggling to spruce up your front yard this winter? We’ve got tips below. Add some color Despite Jack Frost’s imminent debut, some flowers do best in the winter months. Take advantage of blossoming buds like pansies or camellias and place them in large pots around your front door. Don’t have a green thumb? Embellish your front door with...

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9 Jan 2018

5 Easy ways to winterize your home

by Ashley Bryant

Homeownership

During the winter months when the temperatures dip below freezing it can feel like you’re playing a never-ending game of catch up to try and keep your home warm. So rather than watch the Benjamins fly out the doors, windows, nooks and crannies of your home, follow the advice below. Change filters frequently If it feels like your thermostat never shuts off, dirty air filters could be the culprit. Make a mental note or set a reminder on your phone to change your air filters once a month. Tired of climbing up and down the ladder to change filters on a monthly basis? Consider switching to a more permanent solution with an Electostatic or a HEPA filter. Eliminate drafts Locating and sealing energy-draining drafts...

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14 Dec 2017

Conquer the closing

by Ashley Bryant

Buying, First-Time Homebuyer, Mortgage

Reaching the closing table is like hearing the two minute warning in the fourth quarter at the Super Bowl— you’ve come this far; all you’ve got left to do is run the ball into the end zone. Itching to be in your new space sooner rather than later? Keep reading because we’ll let you in on everything you ever wanted to know about what to expect when you reach the closing table. Prior to closing Review your loan documents Theoretically, closing day should come and go relatively pain free, but that’s not to say some folks have had a less than pleasant experience. Make sure to stay in close contact with your loan officer in the weeks prior to closing day. I’ve heard stories...

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5 Dec 2017

7 ways to entertain your holiday guests

by Ashley Bryant

Carolinas

Would you guess that it was Benjamin Franklin who coined the old truism, “Fish and visitors stink after three days?” I was sure this popular expression was uttered after an exasperated newlywed hosted her in-laws for the first time, but regardless, if you’ve ever housed visitors for an extended time, I know you can relate to the truth Mr. Franklin speaks. So instead of dreading the thought of occupying friends and family this holiday season, here are seven ideas to combat the feeling of wanting to bang your head against the wall once day three rolls around. Holiday at the Garden Each year, Daniel Stowe Botanical Garden transforms its grounds into a dazzling holiday wonderland. If 600,000 twinkling lights won’t make you forget you’re...

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Older Posts

Author: Ashley Bryant

Benefits of shopping local when it comes to a mortgage lender

5 mistakes sellers make

Learn how to buy a home with gift funds

6 ways to save for a down payment

6 most common mistakes homeowners make when hiring a General Contractor

Thinking about buying a home? Do this first!

Winter curb appeal hacks

5 Easy ways to winterize your home

Conquer the closing

7 ways to entertain your holiday guests

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