gifts Tag

16 Dec 2015

‘Tis the Season for Giving

It’s the time of year when many of us will be receiving things that sparkle or fun new gadgets to play with. But before you get too excited about your gifts, take the time to make sure they are properly insured. Often it is assumed that items such as jewelry, artwork, antiques, furs and cameras are automatically covered to their full value under the homeowner’s policy. In most cases coverage for items such as these is limited, and you need to have special coverage to cover them to their full value. A personal articles policy will provide the specialized coverage you need. In case of a covered loss, this specialized coverage allows you to recover the value of the insured item.  When...
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3 Dec 2010

Time for the Holidays: Are You Insured?

It’s Party Time!  Am I covered?

The holiday season is usually filled with plenty of events to fill up your calendar and sometimes, you are the host or hostess!

It may sound silly but before you have a party or gathering at your home, check with your agent to be sure that you have the proper coverage on your insurance policy.

A homeowners insurance policy can include personal liability coverage, and most offer up to $500,000 or $1,000,000 in coverage.  It’s important that you make sure that this coverage is in place prior to having a party or holiday gathering at your home. In case something happens or someone gets hurt while they are there, it’s better to be safe than sorry!