While having access to so many online tools and resources can make the home-buying process less time consuming, it doesn’t necessarily make it any less overwhelming.
There are a few basic steps I recommend that can make the process a whole lot easier for you.
- Get pre-qualified. When I say that you may be sitting there wondering, “What does that exactly mean?” Well, simply put it’s how much house you can afford to buy. There are lots of great online calculators that can give you an idea on payments, but be sure to talk to a lender before you start looking at homes. You want to make sure you can qualify for a loan and determine how much house you can afford. It is a waste of your time to look at houses that may be out of your price range. The good news is that getting pre-qualified is a fairly simple process. Through Allen Tate Mortgage, for example, it can be done online!