December 2015

16 Dec 2015

‘Tis the Season for Giving

It’s the time of year when many of us will be receiving things that sparkle or fun new gadgets to play with. But before you get too excited about your gifts, take the time to make sure they are properly insured. Often it is assumed that items such as jewelry, artwork, antiques, furs and cameras are automatically covered to their full value under the homeowner’s policy. In most cases coverage for items such as these is limited, and you need to have special coverage to cover them to their full value. A personal articles policy will provide the specialized coverage you need. In case of a covered loss, this specialized coverage allows you to recover the value of the insured item.  When...
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