The holidays are one of my favorite times of year. I get to spend extra time with friends and family, my home feels a little cozier with all of the decorations, and my daily drive to work is filled with holiday music that brings a smile to my face.
During this special time of year, I have the joy of hosting my family. I love Rockin’ around the Christmas Tree with them, and I can spare myself a Blue Christmas knowing that I have a homeowners insurance policy that would cover me should Grandma get run over by a reindeer or someone gets decked while decking the halls.
A homeowners insurance policy can include personal liability coverage, usually up to $500,000 or $1,000,000 in coverage. Personal liability coverage responds when a policyholder is found liable for injuries or damages caused to someone else. It’s a good idea to protect both you and your guests by checking with your insurance agent about your coverage – before the festivities begin and your little drummer boy pokes his eye out.
As you gather your gifts through the Twelve days of Christmas, make sure you obtain proper insurance coverage, particularly for jewelry, artwork and firearms. Your new personal property will be covered through your home insurance policy, and can help to replace your five golden rings or partridge in a pear tree should anything happen to them. Call your insurance agent for assistance in insuring a few of your favorite things this holiday season.
I hope that your holiday goes as planned, but should anything happen, Allen Tate Insurance is here to help. In the meantime, I’ll turn up my favorite holiday tunes, and bundle up for my sleigh ride over the river and through the woods.
Wishing you many silent nights and no visits from Mr. Grinch,
Robin Price (Vice President of Sales, Insurance)